How Much House Can I Afford?

Based on the 28/36 rule, your income, debts, and down payment — see the maximum home price you can comfortably afford without stretching.

Your Finances

Maximum Affordable Home Price

$273,584.82

With a $40,000.00 down payment

Monthly Payment Breakdown

Principal & Interest$1,476.41
Property Taxes$273.58
Insurance$116.67
Total Monthly$1,866.67

Based on the 28/36 rule: housing costs ≤ 28% of gross income ($1,866.67/mo), total debts ≤ 36%.

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